SMS terms & consent

This page describes our practices regarding Short Message Service (SMS) and other text messaging. Please read it before consenting to receive SMS from MoneyBook.

Current use of SMS

MoneyBook does not currently send SMS or text messages for marketing, notifications, or two-factor authentication. If we add SMS in the future, we will update this page and obtain your consent before sending you messages.

If we add SMS in the future

If we introduce SMS (e.g., for account alerts, security codes, or optional notifications), the following will apply:

• Consent: We will only send you SMS after you have opted in and agreed to these SMS terms (or an updated version). You can revoke consent at any time.
• Purpose and frequency: We will describe the purpose of the messages (e.g., one-time security codes, transaction alerts) and, for recurring messages, the expected frequency. We will not send marketing SMS without your separate consent.
• Opt-out: You may opt out at any time by replying STOP (or as instructed in the message) or by changing your preferences in the MoneyBook app or account settings. We will confirm your opt-out and stop sending SMS after processing your request. Message and data rates may apply.
• Carrier and charges: Standard message and data rates imposed by your mobile carrier may apply. We are not responsible for carrier charges. Delivery may depend on your carrier and network availability.
• Support: For help or to opt out, you can also contact us via our Support page.

Updates

If we begin using SMS, we may update these terms and will post the revised version here with an updated "Last updated" date. Continued use of SMS after changes constitutes acceptance. You can always opt out to stop receiving messages.

This page provides a clear statement of our current practice and any future SMS terms. We will update it if we introduce SMS messaging.